KOHO

Banking is complex and robotic. We make it simple and human. Open a full-service account with no hidden fees for everyday spending and tomorrow's savings.

KOHO is the alternative to your traditional banking experience. KOHO works like a debit card, but is accepted everywhere Visa is. Meaning you can Preload your budget and say goodbye to overspending!

Instant 0.5% Cashback

Earn cash rewards on all purchases and never, ever pay interest.

Savings Designed For You

Automate your savings with customizable goals. The app will automate your goal contributions so that you can “set it and forget it.”

Save as you spend by rounding up purchases to the nearest $1, $2, $5, or $10.

You Can Do it All

Pay bills, send money through free e-Transfers and set up pre-authorized debits. You can even set up Payroll Direct with your employer and have all or a portion of your paycheque automatically loaded to your account.

It Pays to Refer

Earn up to $3000 when you refer friends and family to KOHO.

Security

Trusted by over 100,000 Canadians and backed by the country’s leading investors. Funds are held securely by Peoples Trust and protected under Visa’s Zero Liability policy.

We’re building KOHO for our users. We are constantly evolving, and our growth is grounded in the feedback we get from our (beloved!) users.

Sign up for a free account in minutes and let the app categorize your spending and serve up data insights you can actually use.

*** Featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto

Life, Yahoo Finance, and Financial Post

*** KOHO users have been able to reduce monthly spending by 15% and

save an average of $550 in 3 weeks

银行业务既复杂又机器人。我们使它简单而人性化。开设全方位服务账户，无需支付日常开支和明天节省的费用。

KOHO是您传统银行体验的替代品。 KOHO的工作方式就像借记卡一样，但在Visa的所有地方都可以使用。意思是你可以预加载预算并告别超支！

即时0.5％现金返还

在所有购买中赚取现金奖励，永远不会支付利息。

为您量身定制的节省

通过可定制的目标自动化您的节省。该应用程序将自动化您的目标贡献，以便您可以“设置并忘记它”。

通过将购买结算到最近的$ 1，$ 2，$ 5或$ 10来节省开支。

你可以做到这一切

支付账单，通过免费电子转账汇款并设置预授权借记。您甚至可以与您的雇主一起设置Payroll Direct，并将全部或部分薪水自动加载到您的帐户。

它需要付费

当您将朋友和家人推荐给KOHO时，最高可获得3000美元。

安全

受到超过100,000名加拿大人的信任，并得到该国主要投资者的支持。资金由Peoples Trust安全保管，并受Visa的零责任保单保护。

我们正在为用户建立KOHO。我们不断发展，我们的成长基于我们（我们心爱的！）用户的反馈。

在几分钟内注册一个免费帐户，让应用程序对您的支出进行分类，并提供您可以实际使用的数据洞察。

***精选纳斯达克，彭博，环球邮报，加拿大广播公司，多伦多

     人生，雅虎财经和金融邮报

*** KOHO用户已经能够将每月支出减少15％

     3周内平均节省550美元